flood insurance

Flood Insurance

Flood insurance covers physical damage to your property and possessions caused by surface water from inland or tidal waters, rapid runoff of surface waters from any source, mudflow, or collapse of land along the shore of a lake or similar body of water resulting in erosion or the undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood.

The flood must affect two or more acres or two or more properties (including your own). Most homeowner policies specifically exclude coverage for floods.

Have Questions?

We would be happy to help you learn more about your insurance options.

Our Carriers

Property and Casualty
American Strategic Insurance
Bunker Hill
Chubb
Foremost
Greater New York
Hanover
Harleysville
Hartford
Mapfre
MetLife
National General
National Grange Mutual
New London County Mutual
Liberty Mutual
Ohio Mutual
Philadelphia
Plymouth Rock
Progressive
Quincy Mutual
Safeco
Selective
State Auto
Travelers
Utica First
Vermont Mutual

Health
Anthem
CBIA
Connecticare

Life
Genworth
American General
Banner Life
MetLife
Prudential Life

Birarelli Insurance Agency, LLC • 55 Cherry Street • Milford, CT 06460• Tel: 203-877-8980
Conveniently located near I-95, Merritt Parkway, and Rt 1.

Member New England Insurance Alliance